Financial consultant in the area of Life Insurance, Pensions, and Annuities
English
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Life Insurance Needs

A life insurance plan is a contract between an insurance policyholder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium after a set period or upon the death of an insured person. Life insurance offers you and your family financial protection.

Determining the best policy starts with an analysis of specific needs.  Such needs vary, of course, from family to family, but the following categories normally apply:

  • Final lump sum expenses, funeral and debt repayment
  • Income for the family until children are self-supporting
  • Life income for the surviving spouse
  • Special needs, such as education and business situations
  • Retirement income needs

Once the needs are identified and measured, the next step is to determine other sources of capital, income or benefits available.  The difference between the family’s needs and the money available from other sources represent the amount of life insurance, that is needed.

After the amount of the life insurance need has been determined, type of policy that best suits the current financial situation can be determined.  Cash flow, other investments and savings pattern will be factors in making this decision.

Life Insurance

Life insurance offers you and your family financial protection and peace of mind.

Consultation

Online or in-person Meetings

We can do the consultation
online via
Zoom,
MS Teams
, or Google Meet

or we can arrange
for an
in-person meeting

Appointments

Appointment 
Availability

Please contact us
by email
info@walconsulting.bm
for appointment
availability or
Click here
to use the
contact form

Anthoni Lightbourne RFC

Do you require a Life Insurance Needs Analysis? (Recommended)

Please use the secure form below to provide us with the information required to provide you with the best possible customized Life Insurance to fit your needs or click here to request an appointment.

Have a question? Need advice?

We would be more than happy to answer your questions.
Get in touch